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Hongkongers will get access to more than one credit reference agency under new scheme aimed at promoting competitionA new operating model enabling Hongkongers to use the services of multiple credit reference agencies (CRAs) for the first time will start on April 26, the Hong Kong Association of Banks (HKAB) and two other industry groups announced on Thursday.The programme, called Credit Data Smart, aims to promote competition in the consumer credit reference industry and enhance service quality.It will enable people to obtain a free credit report from three CRAs, namely Nova Credit, PingAn OneConnect Credit Reference Services Agency and TransUnion Credit...
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